Terms & Conditions

Effective Date: [10/01/2025]

1. Introduction

These Terms & Conditions (“Terms”) govern your use of the website and services provided by Chelsea Bridge Funding Inc. (“Chelsea Bridge Funding,” “Company,” “we,” “our,” or “us”). By accessing or using our website or submitting information to us, you agree to these Terms and to our Privacy Policy. If you do not agree, you must not use our Services.

All persons under the age of 18 are not permitted to use our Services.

2. Credit Authorization and Representations

By submitting an application, the business and its owner(s) or partner(s) (“Applicant”) represent, acknowledge, and agree to the following:

  1. All information and documents provided are true, accurate, and complete.

  2. Applicant will notify Chelsea Bridge Funding of any material change in the business’s financial condition.

  3. Chelsea Bridge Funding may share application information with its representatives, affiliates, successors, assignees, financial partners, lenders, funders, and their servicers.

  4. Applicant authorizes Chelsea Bridge Funding and its partners to obtain investigative reports, consumer credit reports, trade references, statements from creditors or financial institutions, and other verification as deemed necessary.

  5. Applicant waives and releases any claims against Chelsea Bridge Funding, its partners, and any information providers arising from the requesting, receiving, or release of information.

  6. Applicant consents to communications related to funding matters from Chelsea Bridge Funding and its partners by mail, email, phone, text message, fax, and other methods not prohibited by law.

3. Personal Information

Personal information we collect may include:

  • Information you provide, such as name, business name, address, phone number, email, Social Security number, or tax ID.

  • Information about your business, financial history, and transactions.

  • Information from credit bureaus, reporting agencies, creditors, or other sources.

We will not sell your personal information. We may share it to carry out transactions you request, fulfill contractual obligations, comply with legal requirements, or as otherwise described in our Privacy Policy.

4. Opt-Out Choices

You may withdraw consent to marketing communications at any time by contacting us, replying STOP to SMS messages, or using the unsubscribe link in emails. You may also write to us or call us using the contact information provided below.

5. Use of Website and Content

Visitors and users may view and interact with this website solely for lawful purposes. Unless expressly authorized by Chelsea Bridge Funding, you may not copy, publish, frame, hyperlink, sell, or otherwise distribute any website content, including text, graphics, branding, or code.

Any unauthorized use of this site or its content may result in civil or criminal liability.

6. Disclaimer of Warranties

The website and its contents are provided “as is.” Chelsea Bridge Funding makes no representations or warranties as to the accuracy, reliability, or completeness of the information on this website. Your use of the website is at your own risk.

Chelsea Bridge Funding does not warrant that downloads or communications from the website will be free of viruses or harmful code.

7. Limitation of Liability

By using this website or our Services, you agree that Chelsea Bridge Funding is not liable for any damages of any kind arising out of your access to, use of, or reliance on the website or Services. This includes direct, indirect, incidental, punitive, and consequential damages, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold Chelsea Bridge Funding harmless from any claims, damages, liabilities, or expenses (including attorney’s fees) arising out of your use of the website, submission of information, or violation of these Terms.

9. Submissions

Any communication you send to Chelsea Bridge Funding through this website or otherwise, including suggestions, ideas, or feedback, shall become the exclusive property of Chelsea Bridge Funding and may be used for any purpose without compensation to you.

10. Dispute Resolution and Governing Law

Any dispute arising out of or relating to these Terms or your use of our Services shall be resolved by binding arbitration under the rules of the American Arbitration Association. The arbitration shall take place in the State of New York.

By agreeing to arbitration, you waive the right to bring a claim in court, to a jury trial, or to participate in a class action. The arbitrator’s decision shall be final and binding, with limited rights of appeal.

These Terms shall be governed by the laws of the State of New York, without regard to conflict of law provisions.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of our website or Services following changes indicates your acceptance of the revised Terms.

12. Disclaimer

Chelsea Bridge Funding Inc. is not a direct lender. We act as a broker and may connect applicants with funding partners or financial institutions. All funding decisions, terms, amounts, and timelines are made exclusively by the lender or financial institution. Chelsea Bridge Funding does not guarantee approval, specific funding amounts, or timeframes.

We are not responsible for the actions, decisions, or practices of any third-party lenders, partners, or financial institutions. Any reliance on information provided on this website is at your own risk, and all website content is provided “as is” without warranty of accuracy or completeness.

13. Contact Information

For questions about these Terms or our Services, please contact us:

Chelsea Bridge Funding Inc.
[Insert Physical Address]
[Insert Email Address]
[Insert Phone Number]